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The Shipowners' Protection Ltd

The Shipowners’ Club Register Strong 2010 Results

London 8 July, 2011

The Shipowners’ Club, the specialist P&I insurer to the smaller vessel sector, announced a strong financial performance for the year-end February 2011, with an impressive increase of 39% in free reserves and a combined ratio of 85%.

Excellent financial results have been reported by the Shipowners’ Club for the trading year ending February 2011.  Positive growth or improvements across almost all parameters have been recorded from increased tonnage and numbers of vessels entered to an up-lift on gross earned premiums to US$196.8 million (up 13% on last year) and an underwriting surplus of US$25.2 million.

Chairman of the Club, Donald MacLeod puts the recent success of the Club down to the diversity of its Members and the results of organisational changes over the last two years that are now coming to fruition.  “Our strong performance coincides with the culmination of a period of change for the Club. The most significant of which was the process of rationalising activities between our London, Singapore and Vancouver branch offices, which has brought us closer to more of our Members and their brokers,” he said in his Chairman’s Statement.  Additionally, the volatile trading environment did not affect Shipowners as dramatically as it did others.  “The Club is uniquely suited to volatile conditions. Our Members, by and large, are not dependent on freight rates or commodity pricing.  Club vessels can be found throughout the world, engaged in a broad spectrum of activities from fishing to offshore to passenger carriage, dredging and towage. Such geographic and sectoral diversification acts as a natural hedge for the Club against regional, industry-specific trading volatility,” said MacLeod.

The Club’s good operational performance, resulting in the underwriting surplus, contrasted with a small deficit in the previous year and, together with a 6.8% return on investments producing an income of US$27.6 million, returned an overall surplus of US$52.9 million.  This addition to free reserves brought an increase of 39% to US$187.9 million and combined ratio for the 2011 year of 85%; total funds under management rose by 17% to US$431.0 million.  Claims reduced by 9% compared with the previous year and totalled US$107.2 million, while operating expense increased by just over US$6 million to US$40.5 million.

The Club’s strength in diversity was emphasised by a 9.5% increase in tonnage entered to 17.8 million GRT, an advance of 8.4% in vessel numbers to two short of 29,000 and 7% more Members than last year. Commenting on the very encouraging results, the Club’s Chief Executive Charles Hume said, “After a positive year of growth, coupled with organisational change, the Club looks forward to a period of consolidation as the three branch offices look to establish themselves in their regions.  Looking forward, the Club primarily recognises the need to develop closer ties with its customers – the six hundred plus insurance brokers who place business with the Club and ultimately its worldwide membership.  We need to demonstrate the benefits of mutuality, the benefits of Member ownership, the benefits of belonging to, and of being insured within, an environment where the insurer seeks to find solutions.  We look forward, in particular to innovating;  to launching simplified products; to delivering peace of mind to our customers and to assuring owners of small and specialised ships, of all shapes and sizes, that they may go about their tasks safe in the knowledge that their P&I insurer is working alongside them in partnership.”

ENDS

Financial Highlights as at 20th February 2011 (vs 2010)

  • Net result:  Overall Surplus of US$52.9 million (US$39.5 million)
  • Gross Premiums Earned: US$196.8 million (US$174.2 million)
  • Claims Incurred, net of reinsurance:  US$107.2 million (US$117.8 million)
  • Combined ratio:  85.0% (101.5%)
  • Operating expenses: US$40.5 million (US$34.4 million)
  • Investment return:  US$27.6 million gain (US$41.6 million  gain)
  • Free Reserves: US$187.9 million (US$135.0 million)

 A pdf of the full Annual Report 2010 is available for download at www.shipownersclub.com

 

Notes for Editors:

The Shipowners’ Club is a mutual marine liability insurer, providing Protection & Indemnity insurance to small vessels since 1855. The Club currently insurers almost 29,000 vessels from 5,624 Members worldwide and is a member of the International Group of P&I Clubs.

The Club has regional offices located in Luxembourg, London, Singapore and Vancouver.

Shipowners’ Club Reports Encouraging Half Year Growth and Announces No General Increase in Premiums

The Shipowners’ Club has published its first half-yearly financial report and has advised Members that no general increase will be imposed for the next policy year, 2011/12. Strong underwriting performance coupled with a small investment return result in a US$23.9M overall surplus, increasing free reserves to US$159.2million.

Shipowners’, the mutual P&I Club which specialises in providing liability insurance to smaller and more specialised vessels, has for the first time made public results of its half-year performance. At the same time the Club has also confirmed that no general increase will be applied to Members’ premiums at the 20th February 2011 renewal.

Commenting on the recent Board decision, Charles Hume, CEO stated, “We have applied general increases during recent renewals but in view of our encouraging first half results and the challenging operating environment still being experienced by many of our Members, we are pleased to announce now that no general premium increase will be applied for the 2011 policy year. That said, underwriters will be looking closely at the claims record and premiums paid by each Member and also assessing closely the risks associated with every vessel type. It is through this sort of prudent underwriting that the financial stability of the Club will be maintained.”

The results in question are indeed encouraging with the unaudited figures for the six-month period showing gross earned income of US$ 96.3M, which represents a 14% increase in debited income over the same period last year. In keeping with the experience of other P&I insurers, Shipowners reports a reduction in the number and value of claims despite the total number of vessels entered with the Club being reasonably constant at around 28,000 since 2007.

With claims reduced and income increasing, the six-month underwriting performance is predictably strong. In this regard, Shipowners reports an anticipated technical account surplus of US$21.1M, producing a combined ratio of 75.4%.

ENDS

Notes for Editors:

A pdf of the Half Year Report 2010/11 is available for download at www.shipownersclub.com

The Shipowners’ Club is a mutual marine liability insurer, providing Protection & Indemnity insurance to small vessels since 1855. The Club currently covers over 28,000 vessels from 6,322 Members worldwide and is a member of the International Group of P&I Clubs.

The Club has regional offices located in Luxembourg, London, Singapore and Vancouver.

Download the Shipowners 2010-11 half year report